Non-QM (Non-Qualified Mortgage) loans are mortgage loans that do not meet the criteria for a Qualified Mortgage. These loans are designed for borrowers who do not meet the strict requirements of a conventional mortgage. Non-QM loans can be a good option for self-employed individuals, investors, or those with credit challenges who cannot qualify for a traditional mortgage.
A bank statement loan is often an excellent option for qualified self-employed borrowers. However, self-employed borrowers must choose the best loan product to help fulfill their mortgage needs.
As a real estate investor, you can dodge high rates and high points of private loans, lengthy approval processes, and stringent lending criteria with a debt service coverage ratio loan, a type of no-income loan
At Volt Mortgage LLC, we understand that every borrower is an individual – a person with different hopes and dreams. We provide FHA, VA, Conventional and Jumbo loans at very competitive rates.
Disclosure The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
